Student Health Insurance Plan

All services in the Belmont Health Services Clinic are covered at 100% with no deductible or copay for students on the Belmont SHIP.

Download 2026-2027 Coverage Benefits PDF

Download 2026-2027 Health Insurance Brochure

Students who have other health insurance may request a waiver for the SHIP. Before submitting a waiver, make sure your current health plan:

• Provides coverage where you will live while attending Belmont.
• Includes access to doctors, specialists, urgent care, hospitals, and emergency services.
• Covers mental health and behavioral health services.
• Includes prescription drug benefits.
• Will remain active throughout the coverage period.
• Meets your healthcare needs while enrolled at Belmont.

Waive Coverage 

• Visit Belmont's UHCSR website. 
• Click “Waive Coverage”  
• Enter your full birthday and BUID.  
• Complete the required 2-factor authentication sent to your student Belmont email address. 
• Review and if necessary update your personal information. 
• Confirm that you have other health insurance coverage. 
• Enter your insurance information and upload proof of coverage.
  • If your plan does not have a Group Number, enter N/A.
  • Acceptable file types: tif, .tiff, .jpg, .jpeg, .png,  or.pdf, up to 3MB. 
  • Up to 3 supporting documents may be uploaded.  
• Sign and Submit.  

After You Submit

1. Approved waivers will display a green checkmark in the portal.
2. Students with an approved waiver will not be billed for SHIP.
3. If your waiver is denied, contact studentinsurance@belmont.edu. for assistance.

For other questions about the Belmont SHIP, please contact the Support Team at 1-866-233-4512 or studentinsurance@belmont.edu. 

Enrollment for the Belmont SHIP through the online portal will open November 1, 2026 for Spring 2027 enrollment and will remain available until December 6, 2026. Students who wish to enroll after that date may do so through a manual process and will need to email studentinsurance@belmont.edu.

To Opt-in:  

• Visit Belmont's UHCSR website. 
• Click the link to “Opt-In.”  
• Enter your full date of birth and BUID. 
• Select the Annual Policy Term. Click Next.  
• Review your Personal Information. Make sure to fill out all the information. Some of the information may automatically fill out based on your BUID. Ensure the information is correct. Click Next.  
• Sign and Summit.  

The “Opt-In” link confirms you wish to be enrolled in the Belmont Student Insurance Plan, and the premium will be placed on your student account. You will have an option to print the page for your records. You will receive an email message confirming the policy details.  

The  deadline to opt in or waive coverage for Spring 2027 is Dec. 6. This ensures that students who plan to opt-in for coverage are able to have their insurance premium charge added to their student account in time for billing. Students who complete the waiver after this date but before January 13, 2027will need to submit their waiver information and, once approved, wait 7-10 business days to see the update on their student account.

Students that do not take any action will be automatically enrolled into Belmont SHIP and will be responsible for the insurance premium charge.

You have the opportunity to waive the student insurance plan through the Belmont SHIP portal (Belmont's UHCSR website). You will need to upload your insurance ID card and answer a few questions.

You will need to upload supporting documentation that can verify your CURRENT health care coverage. You will be able to upload up to 3 documents.  Acceptable documentation includes: 

• A medical insurance coverage confirmation letter
• An insurance eligibility or benefits document from your insurance carrier
• Employer-sponsored health insurance enrollment confirmation
• Marketplace (Healthcare.gov or state exchange) enrollment documentation
• Military health coverage documentation (e.g., TRICARE)
• Other official documentation showing the student's name, insurance company, and active coverage dates

Your information may not be added to the UHC portal. Please contact studentinsurance@belmont.edu explaining the error, and someone will add your information to the portal. 

Students who submitted an online waiver form and received a denial will have the opportunity to submit additional documentation in support of their waiver request.  If a student has met all applicable deadlines and received a waiver denial, they may appeal the decision to Belmont’s Student Health Insurance Plan Appeals Committee. Appeals must be submitted using the SHIP Waiver Appeals form. Download, print out and complete this form, clearly outlining the rationale for the appeal and including all supporting documentation relevant to the request. The form must be completed and returned to Belmont Central within 10 days of the waiver denial. A Belmont Central representative will be in touch with the student regarding the Committee’s decision. Students with questions about the appeals process should email studentinsurance@belmont.edu. 

Students who register for full-time classes after the Student Health Insurance Plan (SHIP) deadline—defined as 6 or more credit hours for graduate students and 12 or more credit hours for undergraduate students—will still have the responsibility to either enroll in or waive the SHIP.

These students will have until December 6, 2026 to complete the enrollment or waiver process. If no action is taken by this date, the student will be automatically enrolled in the Belmont SHIP, and the corresponding insurance premium will be charged to their student account. Students will have until January 13, 2027 to waive the insurance and for the charge to be removed. If students enroll after the first day of class, please reach out to studentinsurance@belmont.edu.  

For questions or assistance, please contact the Student Insurance Office at 866-233-4512 or via email at studentinsurance@belmont.edu.

All full-time, degree-seeking undergraduate students enrolled in 12 or more credit hours, and full-time, degree seeking graduate students enrolled in 6 or more credit hours are eligible for the Belmont SHIP.

All new undergraduate and graduate students  (excluding medical school students): August 1, 2026 - July 31, 2027

All returning undergraduate and graduate students (excluding medical school students): August 20, 2026 - July 31, 2027

All new and current medical school students: August 1, 2026 - July 31, 2027

All new Spring 2027 enrolled undergraduate and graduate students: January 1, 2027 - July 31, 2027

The Coverage Benefits and Health Insurance Brochure for the 2026-27 academic year will provide an overview of the type of coverage to be expected in the Belmont SHIP. 

All services in the Belmont Health Services Clinic are covered at 100% with no deductible or copay for students on the Belmont SHIP.

The Enrollment or Waiver Period is November 1, 2026 - December 6, 2026 through the online portal. Students who wish to enroll in the Belmont SHIP after the January 13, 2027 Final Enrollment or Waiver deadline will be able to do so through a Qualifying Life Event (QLE).

• for QLE please contact: studentinsurance@belmont.edu

YES, coverage goes until 7/31/2027 for the 2026-2027 Academic year. 

YES. This has coverage internationally, BUT internationally it will only cover urgent/acute situations. The insurance will not cover preventive care, but if you get the flu, break a bone, have an accident, etc. everything is covered at the in-network levels. 

If you are graduating in December, you have the option to keep the Belmont SHIP for the full coverage period. However, the full annual premium must be paid prior to graduation to maintain benefits. This ensures there is no outstanding balance and that coverage remains active while students seek employment. For those who wish to discontinue coverage, cancellation requests should be sent to studentinsurance@belmont.edu. This should be done by November 1, 2026 - December 6, 2026. 

Open Enrollment for new incoming student students for the Spring semester will open each Nov. 1.  

Students may enroll in dependent coverage by visiting the UHC Portal. Eligible dependents include a student’s married spouse or child (under the age of 26). It is the student’s responsibility to enroll eligible dependents each year. Dependents are not automatically re-enrolled. The premium rate will be different, and additional information can be found through the UHC portal or by contacting the Support Team at 866-233-4512.

Sign in or register for an account through the UHC portal for 24/7 access to see your benefits, find network doctors, view and pay claims and more.  

Log into your Account at www.uhcsr.com/myaccount to access your ID card. 

The Belmont Student Health Insurance premium will be charged to your student account. We offer multiple payment options such as personal check, online ACH payment, credit card or utilizing financial aid. 

Yes. Since the insurance premium will be charged to your student account, you can use our payment plan options each semester.  

Federal, state, institutional and outside financial aid is applied to all direct university charges first (tuition, fees, housing and meals). Additional aid (loans) can be borrowed to cover the health insurance premium. However, we are required to obtain written Title IV authorization to use those loan disbursements to pay for the premium. The Office of Student Financial Services would need to confirm loan eligibility before the student can apply for loans. 

Additional aid can be borrowed to cover the Health Insurance Premium. However, we are required to obtain written Title IV authorization to use those loan disbursements to pay for the premium.  The Office of Student Financial Services would need to confirm loan eligibility before the student can apply for additional loan funds. 

Federal, state, outside and institutional financial aid is applied to all applicable university charges first (tuition, fees, housing and meals) and indirect charges such as books/supplies. Institutional aid from Belmont cannot be used to cover the health insurance premium. Additional aid needed to cover the insurance premium would require a Title IV authorization to be completed for federal funds to cover the charge.